DebtClear Privacy Policy
DebtClear is a licensee of the TRUSTe
Web Privacy Seal Program. TRUSTe is an independent, non-profit
organization whose mission is to build user's trust and confidence
in the Internet by promoting the use of fair information practices.
This privacy statement covers the Web site www.debtclear.com.
Because this Web site wants to demonstrate its commitment to your privacy,
it has agreed to disclose its information practices and have its privacy
practices reviewed for compliance by TRUSTe.
If you have questions or concerns
regarding this statement, you should first contact our support staff
by sending an email to Support. If you do not receive
acknowledgement of your inquiry, or your inquiry has not been satisfactorily
addressed, you should contact TRUSTe at http://www.truste.org/consumers/watchdog_complaint.php TRUSTe will then serve as a liaison with
us to resolve your concerns.
Registration
In order to use this Web site, you
must first complete the registration form. During registration you are
required to provide valid contact information such as name, phone number
and email address. We use this information to contact you about the
services on our site in which you have expressed interest.
Upon submission of your information
to our site you will either:
- Be assigned to an internal
DebtClear sales representative and automatically subscribed to our autoresponder
series. Out of respect for your privacy, we present the option to opt-out
of further email and phone communications by a) following the unsubscribe
instructions at the bottom of any DebtClear email, or b) by verbally
asking any DebtClear representative to be removed from our email and
phone list.
- Be assigned to a third-party debt counselor(s) via Innovative Edge, LLC or Really Great Rate, Inc.
DebtClear can make no representations or warranties of the use of your information once it is transmitted to Innovative Edge, LLC or Really Great Rate, Inc.
Please visit http://www.innovativeedge.com/privacy.htm for Innovative Edge, LLC's current privacy
policy and http://www.reallygreatrate.com/mortgage-lender-privacy.php for Really Great Rate, Inc's current privacy policy.
Uses of Information
DebtClear will use the information
you submit to us through our website to contact you regarding the services
you requested, or to pair you with a debt counselor(s) via Juicy Leads.
Any other information collected by DebtClear or it representatives will
be for the express purpose of enrolling you in one of our programs and
with your full consent.
Information Sharing and Disclosure
Aggregate Information (non-personally
identifiable)
We share aggregated demographic information
about our user base with our partners and advertisers. This information
does not identify individual users and is used to optimize future advertising
efforts.
Personally identifiable information
We Share Personally Identifiable Information
with Third Parties. for one of two reasons:
- To match you with a third-party
debt counselor(s) via Juicy Leads, or
- To address SPAM or other
complaints and verify that the information you provided us was indeed
submitted through our site.
Cookies
A cookie is a small text file that
is stored on a user's computer for record-keeping purposes. We use
cookies on this site. We link the information we store in cookies to
any personally identifiable information you submit while on our site.
We use both session ID cookies and/or
persistent cookies. A session ID cookie expires when you close
your browser. A persistent cookie remains on your hard drive for an
extended period of time. You can remove persistent cookies by following
directions provided in your Internet browser's "help" file.
We set a persistent cookie to track
the performance of our business partners. Persistent cookies also
enable us to track and target the interests of our users to enhance
the experience on our site.
If you reject cookies, you may still
use our site.
Some of our business partners use cookies
on our site. We have no access to or control over these cookies.
See "Third Party Advertisers."
Links to Other Sites
This Web site contains links to other
sites that are not owned or controlled by DebtClear. Please be aware
that DebtClear is not responsible for the privacy practices of such
other sites.
We encourage you to be aware when you
leave our site you should read the privacy statements of each and every
Web site that collects personally identifiable information.
This privacy statement applies only
to information collected by this Web site.
Third Party Advertisers
The ads appearing on this Web site
are delivered to users by Commission Junction, our advertising partner.
We share Web site usage information about users with this reputable
third party for the purpose of targeting our Internet banner advertisements
on this site.
Commission Junction uses cookies and
clear GIFs on this site, which allow it to recognize a user's cookie
when a user visits this site. The information that Commission Junction
collects and shares through this technology is not personally identifiable.
For more information about our third-party
advertiser, or to learn more about the choices available to you regarding
this anonymous information, please visit http://www.cj.com/privacy.html.
Security
The security of your personal information
is important to us. Our servers are managed by third-party professionals
who continually monitor and update the hardware and software protecting
the servers containing your information.
We follow generally accepted industry
standards to protect the personal information submitted to us, both
during transmission and once we receive it. No method of transmission
over the Internet, or method of electronic storage, is 100% secure,
however. Therefore, while we strive to use commercially acceptable
means to protect your personal information, we cannot guarantee its
absolute security.
If you have any questions about security
on our Web site, you can email us at Support.
Updating Personal Information
If your wish to update or change your
personal information on the Site, please contact us at Support.
Changes in this Privacy Statement
If we decide to change our privacy
policy, we will post those changes to this privacy statement, the page,
and other places we deem appropriate so that you are aware of what information
we collect, how we use it, and under what circumstances, if any, we
disclose it.
We reserve the right to modify this
privacy statement at any time, so please review it frequently.
If we make material changes to this policy, we will notify you here,
by email, or by means of a notice on our home page.
Contact Us
If you have any questions or suggestions
regarding our privacy policy, please contact us at: 888-562-9952 or Support.
DebtClear
1414 12th Ave, Ste. 510
Seattle, WA 98122
Effective June 18, 2008
